How To Use Apple Pay

How To Use Apple Pay Easily | Everything You Need To Know

How To Use Apple Pay: Good day! Come iOS11, Apple Pay has stepped things up a notch, making pays with it is now easier as you can now make payments directly from your iMessage, thou making payments with iPhone X has changed a little.

To view this post in Night Mode(Dark Mode) Toggle On/Off Below
. (These features aren't available in our AMP version) .

What sets Apple Pay above others is classical beauty, ran and owned by Apple alone giving it that unique feel. All Apple Pay does is

to combine your iPhone alongside your Touch ID and Face ID with a one-step payment process all combined into a security safe pattern.

The theory of Apple pay is this, place your phone’s top close to an NFC card terminal, locate your Touch ID sensor and you are gone to go.

How to use Apple Pay on iPhone X, Xr is this;  in place of accessing the Touch Sensor, you’ll be using your face detector but before any of the two methods, you need to set up your Apple Pay first

How To Setup Apple Pay(Wallet Setup)

To start using Apple Pay,

Step 1: open your wallet(Previously known as Passbook) from your iPhone.

Step 2: Tab on “Add Credit or Debit Card” to fill in your card details


Hold your card directly in front of your camera. Your iPhone should read your card number, your name, cards expiry

GUIDE:  Securing Your iPhone - The Ultimate Guide to Protecting Your iPhone in 2021
How To Use Apple Pay Easily | Everything You Need To Know:
Source: Forbes

date. You’ll be required to enter the card verification number which is the three digits behind your card

Step 3: Tab “Next” then your card should be verified by your bank. Tab “Next” again and you are done here.

If your bank has an app, it is also possible for you to register with it.

How To Use Apple Pay For Non-iPhone X Users

Step 1: Steady and hold your iPhone(camera) near the contactless card reader. An Image of the card will appear on your screen.

How To Use Apple Pay Easily | Everything You Need To Know
Source: Forbes

Step 2: For non-iPhone X users, place your finger on the Touch ID sensor(Don’t press the Home key), in a second or two your fingerprint will be confirmed.

If you wish to use a different card, tap on the card in your screen then pick “Another”

How To Use Apple Pay For iPhone X(X, Xs, Xr, X Max) Users

There’s a slight difference when setting up Apple Pay for iPhone X, you are aware that iPhone X doesn’t have a fingerprint scanner.

Step 1: Double click on the iPhone X side button.

Step 2: Focus your gaze at the iPhone X’ screen to authenticate your Face Identity.

Step 3: Hold steady the iPhone X within a few centimeters from the card reader.

How To Use Apple Pay Easily | Everything You Need To Know: Place Apple Pay near reader
Source: Forbes


If you wish to use a different card with your iPhone X, double click on the side button then tab on the card visible on your screen then choose another card.

Mode Of Accessing Apple Pay Summary

  • Accessing your Apple Pay with Touch ID is for the following iPhones:
    iPhone 6, 6 Plus, iPhone 6s, 6s Plus, iPhone SE, iPhone 7, 7 Plus, iPhone 8 or 8 Plus
  • Accessing your Apple Pay with Face ID is for the following iPhones:
    iPhone X, iPhone XS, iPhone XS Max, and iPhone XR

How To Pay With Apple Pay Online and For In-app purchases

It is very easy and pretty convenient to pay with Apple pay online and for In-App purchases.

Step 1: Tab “Buy with Apple Pay” button. Review your payment details.

GUIDE:  How To Use iphone Passcode Hack Software to Bypass Passcodes

Step 2: Place your finger on the Touch ID to complete your transaction.

On iPhone X, the verification will be with your Face ID cause it doesn’t have a Finger sensor 🙄

How to use Apple Pay With Apple Watch

Apple Pay functions perfectly well with Apple Watch.

Step 1: Open the Apple Watch app from your iPhone and tap on “My Watch”

Step 2: Tab “Wallet & Apple Pay”

Step 3: Add your credit or debit card then click on “Next”.

Step 4: Fill in your Tab details and press “Next”.

Step 5: Now, Double click on your side button.

Step 6: Hold your watch’s face to the card reader until you hear a beep and a slight pulse(vibration). That vibration confirms the transaction.

Using Apple Pay With iMessage

From iOS 11, you can make transactions through your iMessage.

Step 1: Tab on the “A” symbol on the left side of the text box during your conversation.

Step 2: Tab the “Apple Pay” icon then click Next.

Step 3: Enter the amount you wish to send then approve the payment with your Touch ID or Face ID(iPhone X) the money should go immediately.

Quick Tip On How To Use Apple Pay With A Different Credit Card

This is a quick guide on how to pay with a different card instead of your default card

For iPhone X, Xs, Xr, Xs Max, X Max

Step 1: Double click the side button, wait for your default card to appear.

Step 2: Tab it, then tab to pick another card.

Step 3: Focus your gaze on your iPhone screen to authenticate your Face ID.

How To Use Apple Pay Easily | Everything You Need To Know: iPhone X Face ID
Source: Forbes

Step 4: Place the top of your device near the reader.

For iPhone 8, 8 plus, 7, 7 Plus,  SE,  6s, 6s Plus, 6 6 Plus

Step 1: Hold your device near the reader without touching your Touch ID.

Step 2: When your default card appears you now tab it then choose another card

Step 3: Place your finger on your Touch ID to complete the transaction.

For Apple Watch

Step 1: Double click the side button

GUIDE:  How To Clean Airpods Smartly

Step 2: When your default card appears, swipe to your left or to your right to pick another card.

Step 3: Hold your watch near the given reader to complete the transaction.

Restrictions On Apple Pay

Apple pay is by far more secure than a contactless card, it doesn’t have many restrictions, in the Uk, for example, the highest limit is £30 but at some retailers, this limit doesn’t apply to Apple Pay.

You can pay in some supermarkets without needing to take out your credit card and input your PIN. Assuming you’ve left your Card at home, Apple Pay will save the day.

What Does Apple Pay Security Look Like?

Apple Pay is very secure because your card details aren’t stored on your iPhone or shared with Apple Inc.

How To Use Apple Pay Easily | Everything You Need To Know
Source: Forbes

A unique Device Account Number is Encrypted and hidden in your phone.

Countries Eligible For Apple Pay

As at the time of writing this article, below are the countries eligible for Apple Pay see this link to confirm for yourself

  • Australia
  • Belgium
  • Brazil
  • Canada
  • China mainland
  • Czech Republic
  • Denmark
  • Finland
  • France
  • Germany
  • Guernsey
  • Hong Kong
  • Ireland
  • Isle of Man
  • Italy
  • Japan
  • Jersey
  • Kazakhstan
  • New Zealand
  • Norway
  • Poland
  • Russia
  • San Marino
  • Saudi Arabia
  • Singapore
  • Spain
  • Sweden
  • Switzerland
  • Taiwan
  • UK
  • Ukraine
  • United Arab Emirates
  • USA
  • Vatican City
Apple Pay In Nigeria.

For now, no African country is eligible for Apple Pay, so you can’t use Apple Pay In Nigeria.

I am not sure Nigeria has services that allow Apple Pay when Nigeria gets eligible, the post will be updated.

You’ve learnt a lot About Apple Pay, learn a thing or two on how to on Airdrop on your Mac and iOS device.

Click here to leave a comment

Editors Pick :

Spread the love
About Stevie Malip 146 Articles
Apart from breathing, helping people achieve a task is the second thing Malip does easily. This humorous boy "Calls It, As He Sees It", literally sleeps on the internet and can keep anybody company. #ContentMarketer #SEO #WordPress #CatLover #MusicLover #FunLover #LilWayneFan #SiaFan #ContentWriter #FalzFan #JColeFan #KendrickLamarFan #ImagineDragonFan